{
  "sampleType": "synthetic_dsr_review_record",
  "caseId": "SYN-DSR-2026-001",
  "status": "review_required",
  "rulePack": { "id": "hk-dsr-demo-v0.1", "effectiveAt": "2026-01-01", "threshold": "configured_by_lender" },
  "inputs": ["identity_document", "income_evidence", "debt_evidence", "employment_record", "proposed_terms"],
  "calculation": { "incomeMethod": "non_fixed_income_3m_vs_12m", "adoptedMonthlyIncomeHkd": 5100, "monthlyDebtCommitmentHkd": 1785, "dsr": "35.00%" },
  "exceptions": ["employment_contract_term_requires_review"],
  "sources": ["payslip_page_1", "bank_statement_page_2", "employment_contract_page_3"],
  "humanAction": "lender_review_required",
  "productionDecision": null,
  "syntheticOnly": true
}